Under COBRA, continuation coverage may be extended to which individuals after a qualifying event?

Under COBRA, continuation coverage may be extended to which individuals after a qualifying event?

• A. Spouse and dependent children
• B. The employee's employer
• C. The employee
• D. No one

Answer: (A)

Under COBRA, when a qualifying event occurs, the plan must offer continuation coverage to qualified beneficiaries who would otherwise lose coverage. Those eligible beneficiaries include the employee, the employee’s spouse, and the employee’s dependent children. In the context of this question, the individuals who may have continuation coverage extended after a qualifying event are the spouse and dependent children. The employee themselves would also have a right to elect continuation, but among the given options, the spouse and dependent children are the other immediate beneficiaries whose coverage can be continued under COBRA. This protection helps families maintain health coverage when a job-based plan ends.

Under COBRA, when a qualifying event occurs, the plan must offer continuation coverage to qualified beneficiaries who would otherwise lose coverage. Those eligible beneficiaries include the employee, the employee’s spouse, and the employee’s dependent children. In the context of this question, the individuals who may have continuation coverage extended after a qualifying event are the spouse and dependent children. The employee themselves would also have a right to elect continuation, but among the given options, the spouse and dependent children are the other immediate beneficiaries whose coverage can be continued under COBRA. This protection helps families maintain health coverage when a job-based plan ends.